CHIROPRACTIC BILLING · MEDICARE 2026

The AT modifier checklist that keeps Medicare from calling it maintenance care

Medicare pays 98940, 98941, and 98942 only when the -AT modifier says you are correcting an active problem and the note actually proves it. Drop the AT, or bolt it onto a visit that reads like maintenance, and the claim flips to a non-covered service the patient owes. Run this pre-claim checklist before the claim leaves your office.

3
CMT codes Medicare covers: 98940 / 98941 / 98942
2 of 4
PART exam findings required, one being A or R
1
modifier that carries the entire claim: -AT
The coverage rule in one screen

Spinal CMT is covered. Extraspinal and maintenance are not.

Region count sets the code. The manipulation must target a documented subluxation of the spine. 98943 for extraspinal regions is statutorily excluded under Medicare, no matter how good the note is.

98940
Spinal CMT, 1 to 2 regions
AT-ELIGIBLE
98941
Spinal CMT, 3 to 4 regions
AT-ELIGIBLE
98942
Spinal CMT, all 5 regions
AT-ELIGIBLE
98943
Extraspinal CMT (head, extremities, ribs)
NON-COVERED · use GY

The five Medicare spinal regions: cervical, thoracic, lumbar, sacral, pelvic. Match the number of regions with a documented subluxation to the code, never the number of segments you adjusted.

The line that gets crossed

Active treatment vs maintenance: the distinction the AT modifier makes

AT

Active / corrective treatment

covered · append -AT
  • Acute new injury, exacerbation, or a chronic subluxation you expect to improve or arrest from deteriorating.
  • Functional goals written in the plan and objective measures that show progress.
  • PART exam supports a subluxation at the level being adjusted.
Append -AT to 98940 / 98941 / 98942 and let the note back it up.
GA

Maintenance therapy

non-covered · never -AT
  • Care to prevent disease, promote health, or preserve gains already reached.
  • No reasonable expectation of further functional improvement.
  • Care that has plateaued and become supportive rather than corrective.
Issue an ABN, append -GA, and bill the patient. Appending -AT here is a compliance risk, not a shortcut.
The pre-claim checklist

Four gates every 98940 to 98942 line clears before it ships

The AT modifier is only a flag. What defends it is documentation the manual actually asks for. Hover any item to check it off in your head, then check it off in the chart.

01

Region and code integrity

Set the code from documented subluxated regions, not segments touched.

  • Number of spinal regions with a documented subluxation matches 98940 / 98941 / 98942.
  • Every adjusted region carries a primary subluxation dx M99.00-M99.05 plus a secondary neuromusculoskeletal dx.
  • Any extraspinal work is billed 98943 with -GY, never rolled into a spinal code.
02

The PART exam is on the page

Subluxation is demonstrated by exam findings, not asserted.

  • 2 of 4 PART findings documented, at least one being Asymmetry or Range-of-motion abnormality.
  • Pain, Asymmetry, ROM, Tissue tone changes each tied to a named spinal level.
  • Subluxation demonstrated by exam (PART) or X-ray, with the level of subluxation stated.
03

Medical necessity: the acute/chronic test

The reason this visit is corrective, in the provider's words.

  • Present illness described: onset, mechanism, duration, intensity, location, radiation, aggravating and relieving factors.
  • Condition characterized as acute, chronic with expected improvement, or expected arrest of deterioration.
  • Subsequent visits show measurable progress against the goals, not a repeating template.
04

Treatment plan and modifier

The plan is what separates -AT from -GA at claim time.

  • Plan states recommended level of care, functional goals, objective measures, and the date of initial treatment.
  • -AT appended only when every gate above holds for this date of service.
  • When care has become maintenance, an ABN is on file and -GA is used instead of -AT.
Run the test

The three questions that decide AT vs ABN

Q1

Is there a documented subluxation and PART exam?

No subluxation demonstrated means no covered CMT, regardless of modifier.

Q2

Is this acute, or chronic with expected benefit?

You must reasonably expect improvement or arrest of deterioration for this visit.

Q3

Does the plan set goals and show progress?

Goals plus objective measures are what a reviewer reads to confirm active care.

ALL THREE YESBill 98940 / 98941 / 98942 with -AT. Active treatment is documented and defensible on audit.
ANY NOThis visit reads as maintenance. Issue an ABN, append -GA, and collect from the patient. Do not attach -AT.
Modifier quick map

Four modifiers, one decision

-AT
Active Treatment. Required for Medicare to consider 98940-98942 for payment. Backed by the note.
-GA
Maintenance expected to deny, ABN signed and on file. Patient may be billed.
-GZ
Expected to deny, no ABN obtained. Not billable to the patient. Avoid this outcome.
-GY
Statutorily excluded, such as 98943 extraspinal CMT. Generates a patient-liable denial.
Written against the real rulebook

2026 guidelines this checklist is built on

Medicare Benefit Policy Manual, Ch. 15, Sec. 240

The controlling coverage rule for chiropractic services, including the subluxation requirement and the medical-necessity standard in 240.1.3.

Medicare Claims Processing Manual, Ch. 12, Sec. 220

Billing instructions for 98940-98942, the -AT modifier, and how maintenance claims are handled.

CMS Change Request 3449 (-AT modifier)

The transmittal that created the Active Treatment modifier and made it mandatory to distinguish active care from non-covered maintenance.

CY 2026 Medicare Physician Fee Schedule final rule

Sets the current-year CMT payment rates and the RVU framework these codes are reimbursed under.

CMS CERT and OIG improper-payment findings

Chiropractic maintenance therapy is a long-standing top improper-payment category, which is exactly what this pre-claim gate is designed to keep you out of.

ICD-10-CM M99.00 to M99.05 and your MAC's chiropractic article

Segmental and somatic dysfunction codes for the primary subluxation, paired with the local billing and documentation guidance from Novitas, Noridian, WPS, or your regional MAC.

Turn this checklist into a clean-claim workflow, not a one-time audit

Most chiropractic denials we clean up are not coding mistakes. They are documentation gaps where an active-treatment visit was billed like maintenance, or a maintenance visit was billed like active care. ASP-RCM builds the pre-claim scrub, the PART and treatment-plan checks, and the AT-vs-ABN logic into your billing so the acute/chronic test runs before the claim ever reaches your MAC. That is fewer takebacks, cleaner AT lines, and a patient-liability process that holds up on review.

Talk to our chiropractic RCM team

Educational summary of Medicare chiropractic coverage as of 2026. It does not replace the current Medicare manuals, your MAC's articles, or the advice of a qualified coding and compliance professional. Verify code descriptors, modifier policy, and payment rates against the active-year source before billing.