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3-facility SNF group · 360 licensed beds · Southeast · 9 months

Per diem up $47. $3.1M recovered across three buildings.

A Southeast skilled nursing group, three 120-bed buildings, was leaking cash on four paths at once: PDPM case-mix understated on the 5-day MDS, Part A benefit-exhaust days never billed to Part B, consolidated billing collisions paid twice, and Medicare Advantage authorizations tracked in binders. One integrity engine closed all four.

Setting
SNF Group · Southeast
Facilities
3 × 120 beds
Payment model
PDPM · Part A
Engagement
9 months
Medicare A census
42 ADC
Recovered
$3.1M cash
RECOVERED
$3.1M
Across four leak paths in 9 months
PER DIEM LIFT
+$47/day
Case-mix per diem, $565 to $612
MA AUTH DENIALS
14→3%
One tracker, one pre-bill gate
FOOTPRINT
3 × 120 beds
Southeast group · 42 Medicare A ADC

The situationFour leak paths. One census. Zero shared visibility.

BASELINE $3.4M trapped across four paths · per diem understated $47 · no single owner across three buildings.
PER DIEM GAP
$47
UNBILLED B DAYS
1,900
MA AUTH DENIALS
14%
TRAPPED
$3.4M
Leak 01 · PDPM under-capture

The 5-day MDS understated the resident.

  • NTA comorbidities missing, avg 2.1 points short
  • Section GG function scores defaulted, nursing group misassigned
  • Zero interim payment assessments filed when acuity changed
Leak 02 · A/B and CB blind spots

Billing stopped where Part A stopped.

  • 1,900 benefit-exhaust days, no Part B claims ever filed
  • Outside suppliers hit CO-109 walls, then invoiced the SNF
  • No pre-bill consolidated billing screen at any building
Leak 03 · MA auth chaos

Authorizations lived in binders.

  • Auth-related denial rate 14% of MA revenue billed
  • Concurrent review dates missed, stays cut short on paper
  • Three buildings, three spreadsheets, no expiry alerts

Why now · policy contextThe rules this engagement runs against.

FY2026 SNF PPS

CMS finalized a 3.2 percent net payment update for FY2026, roughly $1.16 billion in aggregate Part A payments to SNFs (CMS-1827-F). Every dollar of that update flows through PDPM case-mix, so an understated MDS discounts the rate increase too. Source: cms.gov SNF PPS.

PDPM MECHANICS

PDPM pays five case-mix-adjusted components (PT, OT, SLP, nursing, NTA) plus a non-case-mix component. NTA pays at 3x for days 1 through 3, and PT/OT step down 2 percent every 7 days after day 20, so early MDS accuracy is worth the most. Source: cms.gov PDPM.

CB + MA PRESSURE

During a covered Part A stay the SNF is responsible for nearly the full service bundle under consolidated billing, with defined exclusions (cms.gov SNF CB). Meanwhile more than half of eligible Medicare beneficiaries are enrolled in Medicare Advantage (medpac.gov), which puts most SNF admissions under plan-managed authorization.

The money mapWhere $3.4M was trapped. Where $3.1M came back.

TIE-OUT $1.24M + $0.83M + $0.62M + $0.41M = $3.1M recovered, 91% of the $3.4M identified.
LEAK PATH MECHANISM TRAPPED RECOVERED SHARE
PDPM case-mix integrityNTA and GG under-capture on the 5-day MDS; missed IPAs. $520K retro corrections plus ~$720K annualized run-rate ($47/day × 15,330 Medicare A days).$1.36M$1.24M40%
MA authorization tracking$610K auth-related denials overturned on appeal; $220K in level-of-care downgrades prevented by concurrent review discipline.$0.92M$0.83M27%
Part A / Part B separation$380K of benefit-exhaust days billed to Part B for the first time; $240K of post-Part-A therapy moved onto Part B claims.$0.68M$0.62M20%
Consolidated billing compliance$150K of double-paid supplier invoices recouped or offset; $260K of CO-109 rejections re-routed and billed correctly.$0.44M$0.41M13%
Total · 3 buildings$3.40M$3.10M100%

FIGURES ARE AN ANONYMIZED ARCHETYPE, ILLUSTRATIVE AND INTERNALLY CONSISTENT. SHARES ARE OF RECOVERED DOLLARS, ROUNDED.

PDPM component waterfallFrom $565 to $612. Component by component.

$540 $565 $590 $612 $565 +$6 +$5 +$4 +$19 +$13 $612 BASELINE PT OT SLP NURSING NTA CORRECTED CASE-MIX PER DIEM · GROUP AVERAGE · 5-DAY MDS RECODED + IPA CATCH-UP
$47/DAY × 15,330 DAYS
42 Medicare A ADC × 365 days = 15,330 paid days, ~$720K annualized run-rate
+$520K RETRO
IPA catch-up and rebills inside timely filing on prior-period stays
= $1.24M PDPM BUCKET
$720K + $520K, the first and largest lane of the money map

The fix · workflowFour gates. Every claim passes all four.

RULE No claim drops without a defensible MDS, an A/B lane, a CB screen, and an active auth.
GATE 01
MDS truth
5-day MDS coded to chart, IPA when acuity moves
GATE 02
A/B router
Exhaust date drives the Part B lane automatically
GATE 03
CB screen
Bundle vs exclusion decided before anything bills
GATE 04
Auth gate
MA claims hold unless a live auth covers the days
GATE 01 · MDS 5-day MDS to chart GG + NTA + IPA triggers GATE 02 · A/B Benefit-day router day 100 exhaust → Part B lane GATE 03 · CB SCREEN Bundle vs exclusion supplier services checked pre-bill GATE 04 · MA AUTH Live auth or hold expiry + concurrent review clock EXCLUDED SERVICES Billed outside the bundle HOLD · NO LIVE AUTH Escalation queue, by plan OUT · CLEAN CLAIM 96% clean-claim rate

Denial taxonomy · 90-day baseline sampleWhat $1.9M of denials actually said.

TAKEAWAY 55% of denial dollars were MA-auth or consolidated-billing patterns. Both are preventable pre-bill.
PATTERN TYPICAL CODES ROOT CAUSE 90-DAY $ SHARE
MA authorizationCO-197 · CO-15No auth on file, auth expired mid-stay, concurrent review missed$740K39%
Consolidated billing collisionCO-109 · A1Supplier billed Part B for bundled service during covered Part A stay$310K16%
Benefit exhaust / A-B crossoverCO-96 · PR-119Claims filed to Part A past day 100, no Part B lane existed$290K15%
PDPM assessment defectsCO-16 · N329Late or defaulted 5-day MDS, HIPPS mismatch, default-rate days$260K14%
Eligibility and otherCO-27 · PR-31Coverage terminated, MSP conflicts, demographic mismatches$300K16%
Total · 90-day sample$1.9M100%

What the dashboard showsEvery MA auth. Every clock. One screen.

GREEN
Covered
Auth live, 4+ days runway
AMBER
Renew now
Expires in 1-3 days, review due
RED
Claim hold
Lapsed, bill blocked until appealed
MA auth tracker · 3 buildings · all plans refreshed 18s ago
MA Plan A · HMOBuilding 1 · 11 active stays
AUTH OK
$164K
MA Plan B · PPOBuilding 2 · 8 active stays
3d LEFT
$121K
MA Plan C · HMOBuilding 1 · 5 active stays
LAPSED
$86K
MA Plan D · I-SNPBuilding 3 · 9 active stays
AUTH OK
$142K
MA Plan E · PPOBuilding 3 · 6 active stays
2d LEFT
$97K
39 active MA stays shown · expiry and concurrent-review clocks per stay · claim gate enforced
Engagement ScorecardMonth 9 partner report · archetype
CONFIDENTIAL

KPI movement before vs current.

Case-mix per diem · Medicare A
$565
$612
MA auth-related denial rate
14%
3.0%
Clean claim rate · UB-04
84%
96%
Medicare AR days
68 d
41 d
Unbilled benefit-exhaust days
1,900
0
Pre-bill CB screen
No
Yes
Month 9 · 2026 ASP-RCM Senior Partner

We thought PDPM was a rate problem. It was a documentation problem wearing a rate costume. The chart already justified $612. We were billing $565.

CFO · 3-facility SNF group (anonymized archetype)

The 90-day installFour gates live in thirteen weeks.

WEEK 1-2

Baseline audit

MDS-to-UB-04 crosswalk on 12 months of Part A stays. Denial taxonomy built from CARC/RARC. $3.4M trapped cash mapped to four lanes.

WEEK 3-6

PDPM integrity

MDS coordinators retrained on GG and NTA capture. IPA triggers defined. Retro corrections filed inside timely filing. Per diem starts climbing.

WEEK 7-10

A/B router + CB screen

Benefit-exhaust router live, 1,900 unbilled days queued to Part B. Pre-bill consolidated billing screen deployed at all three buildings.

WEEK 11-13

MA auth gate live

Shared auth tracker replaces binders. Claim gate enforced. Appeal templates per plan. Denial rate on a glide path from 14% to 3%.

The binder system died in week eleven. Nobody misses it. The tracker tells us three days before a plan does.

Regional MDS Director · 3-facility SNF group (anonymized archetype)

OutcomesBefore. After. In numbers.

Pre-engagement · baseline
Case-mix per diem · Medicare A
$565
MA auth-related denial rate
14%
Clean claim rate
84%
Medicare AR days
68d
AR over 90 days
34%
Trapped cash identified ≈ $3.4M across 4 lanes
Steady-state · month 9
Case-mix per diem · Medicare A
$612
MA auth-related denial rate
3%
Clean claim rate
96%
Medicare AR days
41d
AR over 90 days
12%
9-month cumulative recovery $3.1M

Capability stackWhat the four gates actually run on.

STACK Reporting Cloud scorecards. AR Workflow queues. LLM Gateway parses every plan's remittance format.
GATES
4
BUILDINGS
3
Layer 04 · AI
Remittance parser · MDS variance flags · Auth expiry prediction
Layer 03 · LLM Gateway
Single audited choke point · cost meter · prompt registry
Layer 02 · Platform
Reporting Cloud · AR Workflow · PDPM integrity engine · Auth tracker
Layer 01 · HIPAA-eligible AWS
AES-256-GCM PHI · row-level RBAC · PHI access log

Common questionsFrequently asked: SNF PDPM recovery.

What is PDPM case-mix integrity?
The Patient Driven Payment Model pays a SNF five case-mix-adjusted per diem components: PT, OT, SLP, nursing, and NTA, driven almost entirely by the 5-day MDS assessment. Case-mix integrity means the MDS captures what is clinically true: Section GG function scores, active diagnoses, and NTA comorbidities. When the 5-day MDS understates the resident, every day of the stay is paid at the understated rate. For this group the gap averaged $47 per Medicare Part A day. PDPM mechanics are published at cms.gov.
What is SNF consolidated billing and why does CO-109 keep appearing?
During a covered Part A stay, Medicare pays the SNF one bundled rate and the SNF is financially responsible for nearly everything the resident receives, with a defined list of exclusions (cms.gov SNF consolidated billing). When an outside supplier bills Medicare Part B directly for a service that belongs inside the bundle, the claim rejects back with patterns like CO-109, claim not covered by this payer. The supplier then invoices the SNF, often months later. Without a pre-bill consolidated billing screen, the SNF pays twice or writes it off.
How does Part A versus Part B separation leak cash?
Part A covers up to 100 days of skilled care per benefit period. When a resident exhausts the benefit or drops below skilled level, the stay does not stop generating billable services: therapy and certain ancillary services move to Part B. Facilities that only run a Part A billing workflow simply stop billing at exhaust. In this group, 1,900 post-exhaust resident days had generated zero Part B claims before the router went live.
Why do Medicare Advantage authorizations need their own tracker?
More than half of eligible Medicare beneficiaries are now enrolled in Medicare Advantage plans (medpac.gov), and MA plans manage SNF stays through prior authorization, concurrent review, and level-of-care decisions on their own clocks. An authorization that lapses mid-stay converts every subsequent day into a denial. This group tracked MA auths in binders at each building. The fix is one shared tracker with expiry countdowns, concurrent review dates, and a pre-bill gate that holds any claim without a matching active auth.
Why anonymize the client?
The master service agreement includes reciprocal confidentiality. The figures shown here are an illustrative archetype built to be internally consistent, and a senior partner can walk you through the methodology and host a reference call under NDA once both sides agree.
What does the free audit look like for a SNF group?
Send 90 days of remittance data with CARC and RARC codes, your MDS 5-day assessment extract with HIPPS codes, your Medicare Part A census with benefit-exhaust dates, and your MA authorization log. Inside 30 days you receive a 4-page written audit covering PDPM component gaps, consolidated billing exposure, unbilled Part B days, MA auth risk, recoverable dollars, and a 90-day fix plan.

Want the same audit applied to your buildings?

A free 30-day audit. Send 90 days of remittance data, your MDS 5-day extract with HIPPS codes, your Part A census with benefit-exhaust dates, and your MA auth log. We return a 4-page written audit covering PDPM component gaps, consolidated billing exposure, unbilled Part B days, MA auth risk, and a 90-day fix plan. Yours to keep. No SDR follow-up.